:root{--navy:#07162f;--navy2:#102a52;--gold:#c9a34b;--paper:#f4f7fb;--ink:#172033;--muted:#5d6879;--line:#d9e0ea;--white:#fff;--danger:#a32222;--success:#0d6b45;--shadow:0 18px 50px rgba(7,22,47,.12);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);line-height:1.55}.pfe-shell{min-height:100vh}.pfe-container{width:min(1120px,calc(100% - 32px));margin-inline:auto}.pfe-topbar{background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}.pfe-topbar__inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.pfe-brand{display:flex;align-items:center;gap:13px}.pfe-brand__mark{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;border:1px solid rgba(201,163,75,.7);color:var(--gold);font-weight:800}.pfe-brand p{margin:0}.pfe-brand__name{font-size:.95rem;font-weight:700}.pfe-brand__sub,.pfe-time{font-size:.82rem;color:#cbd5e5}.pfe-hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:72px 0}.pfe-hero__inner{max-width:900px}.pfe-eyebrow,.pfe-section-kicker{display:inline-block;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--gold)}h1,h2,h3{line-height:1.15;margin-top:0}h1{font-size:clamp(2rem,5vw,4rem);max-width:900px;margin-bottom:20px}h2{font-size:clamp(1.55rem,3vw,2.5rem)}.pfe-hero p{max-width:800px;font-size:1.08rem}.pfe-disclaimer,.pfe-mini-note{font-size:.9rem;color:#d8e2f1;border-left:3px solid var(--gold);padding-left:14px}.pfe-landing-main{padding:60px 0}.pfe-section-heading{max-width:760px;margin-bottom:30px}.pfe-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.pfe-choice-form{margin:0}.pfe-choice-card{width:100%;height:100%;text-align:left;background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;color:inherit;box-shadow:var(--shadow);cursor:pointer;display:block;transition:transform .2s ease,border-color .2s ease}.pfe-choice-card:hover,.pfe-choice-card:focus-visible{transform:translateY(-3px);border-color:var(--gold);outline:3px solid rgba(201,163,75,.22)}.pfe-choice-icon{width:48px;height:48px;border-radius:14px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:900;margin-bottom:18px}.pfe-choice-card ul{padding-left:20px}.pfe-choice-cta{display:inline-block;margin-top:12px;font-weight:800;color:var(--navy)}.pfe-steps-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:28px}.pfe-step-summary{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.pfe-footer-note{padding:24px 0;background:#e9eef5;color:var(--muted);font-size:.88rem}.pfe-app-wrap{padding:40px 0 70px}.pfe-app-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);overflow:hidden}.pfe-app-hero{padding:36px 36px 26px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.pfe-app-hero h1{font-size:clamp(1.8rem,4vw,3rem);margin:8px 0 14px}.pfe-progress{padding:18px 36px;border-bottom:1px solid var(--line)}.pfe-progress__meta{display:flex;justify-content:space-between;font-size:.88rem;font-weight:700;margin-bottom:8px}.pfe-progress__track{height:8px;background:#e8edf4;border-radius:999px;overflow:hidden}.pfe-progress__fill{height:100%;width:0;background:linear-gradient(90deg,var(--gold),#e5c978);transition:width .25s ease}.pfe-form-content{padding:34px 36px}.pfe-step-title{margin-bottom:24px}.pfe-step-title small{color:var(--gold);text-transform:uppercase;font-weight:900;letter-spacing:.1em}.pfe-step-title p{color:var(--muted)}.pfe-grid{display:grid;gap:16px}.pfe-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}.pfe-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.pfe-field label,.pfe-group-label{display:block;font-weight:750;margin-bottom:7px}.pfe-field input,.pfe-field select,.pfe-field textarea{width:100%;border:1px solid #bfc9d8;border-radius:10px;padding:12px 13px;background:#fff;color:var(--ink);font:inherit}.pfe-field textarea{min-height:120px;resize:vertical}.pfe-field input:focus,.pfe-field select:focus,.pfe-field textarea:focus{outline:3px solid rgba(201,163,75,.22);border-color:var(--gold)}.pfe-field [aria-invalid=true]{border-color:var(--danger)}.pfe-required{color:var(--danger)}.pfe-help{display:block;color:var(--muted);font-size:.8rem;margin-top:5px}.pfe-error{display:block;color:var(--danger);font-size:.82rem;min-height:1.2em;margin-top:4px}.pfe-panel{background:#f7f9fc;border:1px solid var(--line);border-radius:14px;padding:17px;margin-top:16px}.pfe-choice-list,.pfe-check-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.pfe-choice,.pfe-consent{display:flex;align-items:flex-start;gap:9px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px;cursor:pointer}.pfe-choice input,.pfe-consent input{margin-top:4px}.pfe-nav{display:flex;justify-content:space-between;gap:12px;padding:22px 36px;border-top:1px solid var(--line);background:#fbfcfe}.pfe-btn{border:0;border-radius:10px;padding:12px 20px;font:inherit;font-weight:800;cursor:pointer}.pfe-btn:disabled{opacity:.55;cursor:not-allowed}.pfe-btn--primary{background:var(--navy);color:#fff}.pfe-btn--secondary{background:#e8edf4;color:var(--navy)}.pfe-status{margin:0 36px 18px;border-radius:10px;padding:13px 15px;background:#eef4fb}.pfe-status--error{background:#fff0f0;color:var(--danger);border:1px solid #efc5c5}.pfe-status--success{background:#eefaf5;color:var(--success);border:1px solid #bde4d2}.pfe-hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.pfe-review-grid{display:grid;grid-template-columns:minmax(180px,.8fr) 1.5fr;gap:0;border:1px solid var(--line);border-radius:14px;overflow:hidden}.pfe-review-grid dt,.pfe-review-grid dd{margin:0;padding:11px 14px;border-bottom:1px solid var(--line)}.pfe-review-grid dt{font-weight:750;background:#f6f8fb}.pfe-result-card{border:1px solid var(--line);border-radius:18px;overflow:hidden}.pfe-result-head{padding:28px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:20px}.pfe-score{font-size:3.4rem;font-weight:900;color:var(--gold);line-height:1}.pfe-cluster{font-weight:850;font-size:1.3rem}.pfe-result-body{padding:26px}.pfe-result-body ul{padding-left:20px}.pfe-result-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.pfe-link-btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none}.pfe-noscript{padding:20px;background:#fff0f0;color:var(--danger);text-align:center}@media(max-width:760px){.pfe-time{display:none}.pfe-choice-grid,.pfe-steps-grid,.pfe-grid--2,.pfe-grid--3,.pfe-choice-list,.pfe-check-grid{grid-template-columns:1fr}.pfe-app-hero,.pfe-progress,.pfe-form-content,.pfe-nav{padding-left:20px;padding-right:20px}.pfe-status{margin-left:20px;margin-right:20px}.pfe-review-grid{grid-template-columns:1fr}.pfe-review-grid dt{border-bottom:0}.pfe-result-head{align-items:flex-start;flex-direction:column}}@media 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@media(max-width:760px){.pfe-score-wrap{text-align:left}.pfe-offer__heading{flex-direction:column}.pfe-price{text-align:left;align-items:flex-start}.pfe-checklist,.pfe-result-actions--commercial{grid-template-columns:1fr}.pfe-result-actions--commercial .pfe-btn{width:100%}.pfe-result-body{padding:20px}.pfe-offer,.pfe-checklist-card{padding:17px}}

@media print{.pfe-preliminary,.pfe-offer,.pfe-checklist-card,.pfe-disclaimer-final{break-inside:avoid}.pfe-result-utilities,.pfe-action-feedback{display:none!important}.pfe-offer-details{display:block}.pfe-offer-details>summary{display:none}.pfe-checklist input{appearance:none;width:12px;height:12px;border:1px solid #555}.pfe-result-card{border:0}.pfe-result-body{padding:16px 0}}